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FIND YOUR DREAM HOME
YOUR FIRST STEPS
- Determine your needs and priorities
- Review “agency” choices and select appropriate working relationship
- Discuss financing options
OBTAIN FINANCING
- Find a mortgage company
- Consult with a loan officer
- Pre-qualification
- Complete loan application
- Obtain loan pre-approval
- Provide requested documentation
FINDING THE RIGHT HOME
- Sales associate to show you properties based on your criteria
- Evaluate each property with sales associate
- Choose the right home
REACHING AN AGREEMENT WITH A SELLER
- Present your offer
- Negotiation of terms and possible counteroffers
- Agreed-upon sales contract with seller
COMPLETING THE SETTLEMENT PROCESS
- Deposit of earnest money
- Review seller’s property disclosures
- Review preliminary title report
- Roof, termite and other inspections
- Remove any remaining contingencies
- Arrange for homeowners insurance
- Arrange for home warranty
- Arrange for movers
- Final walk-through of property with sales associate
- Provide balance of down payment and closing costs
- Sign Documents
- Loan Funding
OBTAIN FINANCING
- Property appraisal
- Loan processing
- Final loan approval
- Recording of title
- Receive keys from sales associate
- Move in!
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